Here we are after a very tough market in 2022, kicking off a new year and heading into a fresh start for 2023. The reality is that we do still have some challenges ahead in the markets. In this 2023 Market Outlook, I'll share a little about those challenges and what we see as far as opportunities in the year ahead.

It’s official – the SECURE Act 2.0 passed on December 23, 2022 and many impacts will be felt right away in 2023 as the new legislation takes effect. Below, you’ll find some at-a-glance highlights of the new SECURE Act 2.0 and what this may mean for your financial and retirement planning ahead in 2023.

When this article was initially published, we were in the early days of the Coronavirus Pandemic. At that time, we saw many folks are loading up on essentials and hunkering down to stay safe. Back in 2020, when we published this article, the markets were down roughly 25% across the world and we had officially crossed into a bear market. Now again in May 2022, we are seeing another stock market downturn and potential recession on the horizon.

Part of how we help our clients is to dig into the economics of current events to explore what the future impact may mean to savers. As we explore potential risks in the future, we want to share four potential consequences of the current programs, so you can be prepared to navigate through these uncharted waters.